For example, I want to level up Tia knowing she's going to leave the party/stay behind, when I leave the continent. Is this a cold load?

Suikoden, I decide to use Free Will, I get struck immediately and die. Is this a Cold load. ??????

I want to level up Luna on Caldor Isle-land knowing she is will going to leave, is this a cold load?

I want to move from disc one to disc two, is this a cold load?